contact@premiersurplusclaims.com
People who have already been through foreclosure have been through enough. The last thing we would ask is for them to risk more money on a service that might not pan out. So we do not ask that.
Everything we do runs on contingency. Our research, our document work, our filings, our follow-up -- all of it comes at zero cost to you until the moment funds are successfully recovered and released. At that point, we collect a percentage of what we brought in. If we do not bring anything in, we collect nothing and the case closes.
We take that risk seriously because we choose our cases carefully and work them hard. A 91% success rate on filed claims is what happens when you only get paid for results.
These are not fine-print caveats. They are the actual policies that govern how we handle every client engagement.
Starting a case with us requires no payment of any kind. The eligibility assessment is free. The research is free. The document preparation is free. We do not invoice until funds are recovered, and our fee comes out of that recovery -- not from your bank account.
This structure aligns our interests with yours. We have every reason to move quickly and file correctly because our compensation depends entirely on whether you get paid.
Before we do any substantive work on your case, we lay out our fee structure in plain terms. You will know exactly what percentage we take upon a successful recovery, how that number is calculated, and whether any deductions apply to your specific situation.
Nothing is buried. Everything is in writing. Clients who understand the terms before signing anything end up with a much smoother experience, and we prefer to operate that way. If you have questions about our pricing at any point, we answer them directly.
If our search turns up no surplus funds, you owe us nothing. If we file a claim and the state denies it, you owe us nothing. If we discover mid-research that the funds are genuinely unrecoverable -- due to expired claim windows, liens that consume the entire surplus, or competing claimants with priority -- we close the case honestly and you are not charged.
This is not a theoretical protection. We absorb the full cost of research and unsuccessful filings. That is what a real guarantee looks like.
The guarantee works because we have built a process that consistently delivers results. These numbers reflect real cases and real people who recovered money they were owed.
Surplus funds sitting idle in state accounts benefit the state budget if nobody claims them. We exist to make sure that does not happen to you. From the moment you reach out, our only job is to get your money recovered.
When a case does not pan out, we absorb every dollar spent on research and filing. You never see a bill for work that did not produce a recovery. That is what it means to actually share the risk with our clients.
There is no minimum recency requirement. We work cases from recent sales and from foreclosures that happened years ago. Our first step is always to check whether the claim window is still open -- and it often is.
Once the recovery is complete, the money belongs to you with no restrictions. Some clients put it toward housing, others toward savings or paying off debt. There are no rules about how it gets used after it lands in your hands.
Answer: If we search for surplus funds and find none, you owe nothing. If we file a claim and the state denies it, you owe nothing. If the research reveals that funds exist but are genuinely unrecoverable, we close the case and you owe nothing. In short, if no money comes back to you, no money goes from you to us.
Answer: Our fee is deducted from the recovered funds at the time of disbursement. We do not send invoices before that point and we do not ask you to pay out of pocket. The settlement happens at the end, from the recovery itself.
Answer: We explain our fee structure before you agree to move forward with your case. The percentage is put in writing, and you will know exactly what portion of the recovered amount we retain. No figure changes after you sign. What we quote is what we collect.
Answer: Our fee applies only to what is actually recovered. If the state releases a partial amount -- because of a competing lien or a reduced distribution order -- we collect our percentage from that partial amount. You are never charged for money that was not recovered.
Answer: Yes. Before we do substantive work on your case, we provide a written agreement that outlines the fee structure, the scope of our services, and the terms of our contingency arrangement. You keep a copy for your records.
Answer: Reach out and talk to us. Every situation is different and we handle cancellation requests on a case-by-case basis. If work has not yet been filed and no significant costs have been incurred, most cancellations are straightforward. The terms of any cancellation are addressed in the written agreement provided at the start of your case.
Our free eligibility check takes less than 48 hours to complete. Nothing to pay, no obligation, just answers.
