contact@premiersurplusclaims.com
When a property sells at foreclosure for more than what was owed, the excess belongs to the former homeowner. We help you get it back.
We track down surplus funds generated when foreclosure sale prices exceed the outstanding debt on the property.
It does not matter if the foreclosure happened recently or years ago -- these funds often sit unclaimed for a long time.
Our team manages every step of the process from research through filing, so you can focus on what matters most.
Recovery timelines vary based on state regulations and case specifics, but most clients see results within 90 days to 6 months.
You pay nothing out of pocket until surplus funds are successfully recovered and in your hands
Trained specialists handle your case from initial research through final disbursement
Thousands of successful recoveries across all 50 states with a 91% success rate
We handle all the research, paperwork, filings, and follow-up on your behalf
Whether your property was lost through judicial foreclosure, non-judicial sale, or tax lien, we have the process down to a science.
Share your property details and we search state records to determine whether surplus funds exist from your foreclosure sale. This step costs you nothing.
Learn MoreOur team digs into the records, verifies the surplus amount, confirms rightful ownership, and builds the documentation needed to support your claim.
Learn MoreWe prepare and submit all necessary legal filings through the appropriate administrative channels. Our team handles every form and follows up until your claim is processed.
Learn MoreOnce the claim is approved, surplus funds are disbursed directly to you. Most cases wrap up within 90 days to 6 months depending on state processing times.
Learn More
"We had no idea there was money sitting there from our old home. These folks tracked it down, did all the heavy lifting, and we ended up getting a check we never expected. Truly grateful." -- Mark S., Pennsylvania
"Losing our house was one of the hardest things we ever went through. Finding out there were surplus funds we could claim helped us get back on our feet. The team here made it painless." -- Sarah and Tom L., Ohio
"After my job loss, I thought everything was gone for good. Then I found out there were leftover funds from the sale. This team recovered them for me when I needed it most." -- Max R., Texas
"Simple process, honest communication, and real results. They kept us informed every step of the way. Would recommend them to anyone in a similar situation." -- Tracy G., Florida
Answer: When a home sells at a foreclosure auction for more than what was owed on the mortgage, liens, and fees, the extra money is called "surplus funds." These funds belong to the former homeowner, but many people never realize they exist. We research state records to find these funds, verify your claim, and handle the entire filing process to get that money back to you.
Answer: Start with our free eligibility assessment. Provide us with the property address, your name as it appeared on the deed, and the approximate date of foreclosure. We will search state records to determine whether surplus funds were generated from the sale and how much may be available to you.
Answer: Every case is different. The surplus amount depends on factors like the property sale price, the total debt owed, and any additional liens. Some clients recover a few thousand dollars while others have recovered tens of thousands. Our free assessment will give you a clear picture of what to expect.
Answer: After a foreclosure sale, surplus funds are typically held by the state. They remain there until the rightful owner -- or their representative -- files a proper claim. If no one claims them within the state's deadline, the funds may be transferred to unclaimed property programs.
Answer: We work on a contingency basis. That means you owe us nothing unless we successfully recover funds on your behalf. Our fee is a percentage of the recovered amount, which we discuss transparently before you commit to anything.
Answer: Typical cases are resolved within 90 days to 6 months. The timeline depends on the state where the property is located and how quickly their administrative process moves. Some states process claims faster than others, and we keep you updated throughout.
Answer: If our research determines that no surplus funds exist or that you are not eligible for recovery, you owe us nothing. We absorb the cost of the research. Our money-back guarantee means you are never on the hook for services that do not produce results.
Answer: The funds are yours to use however you see fit. Some clients put the money toward housing costs, pay down debt, or save it for future expenses. Others invest in starting a business or building an emergency fund. There are no restrictions on how you use your recovered surplus.
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